Loan Affordability
Borrow what you can comfortably repay.
A safe EMI leaves room for savings, emergencies and life. See exactly how much loan fits your income.
Decision tools
Know what you can truly afford.
From eligibility to affordability — every check a bank will do before you walk in.
FOIR based
Loan Eligibility
Monthly income₹1.20 L
Existing EMI₹8.0 K
Age32 yrs
Credit score760
Eligible loan
₹59.49 L
Available EMI
₹52.0 K
✓ You qualify with most major banks.
40% income rule
Loan Affordability
Monthly income₹1.50 L
Monthly expenses₹45.0 K
Existing EMI₹0
Down payment₹8.00 L
Affordable loan
₹77.14 L
Safe EMI
₹60.0 K
Monthly savings
₹45.0 K