All Loan Calculators — EMI360
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EMI Calculator
A generic, loan-type-agnostic EMI calculator.
Open CalculatorHome Loan Calculator
Calculate your EMI, total interest, repayment schedule and prepayment savings instantly.
Open CalculatorCar Loan EMI Calculator
Calculate car loan EMI, total interest, Loan-to-Value, down payment fit and total cost of ownership instantly — the same reducing-balance formula every Indian bank uses.
Open CalculatorPersonal Loan EMI Calculator
Calculate personal loan EMI, total interest, processing fee impact and prepayment savings instantly — the same reducing-balance formula every Indian bank and NBFC uses.
Open CalculatorEducation Loan Calculator
Plan your education loan with the moratorium, interest capitalization and post-study EMI all modelled — the same reducing-balance formula every Indian bank uses.
Open CalculatorLoan Eligibility Calculator
Estimate how much Home, Car, Personal or Education loan you qualify for — the same FOIR-based math every Indian bank uses, with a downloadable eligibility report.
Open CalculatorLoan Affordability Calculator
See what the bank will lend you versus what you can comfortably afford — the FOIR-based ceiling and a lifestyle-safe number, side by side, for Home, Car, Personal or Education loans.
Open CalculatorPrepayment Calculator
Simulate one-time lump sums, extra monthly EMI and step-up EMI on Home, Car, Personal or Education loans — see interest saved, months saved and which lever moves the needle most.
Open CalculatorAmortization Schedule
See exactly how each EMI splits between principal and interest — the cumulative curve, the year-by-year table and the full month-by-month schedule — for Home, Car, Personal or Education loans.
Open CalculatorLoan Comparison Calculator
Compare two loans side by side — EMI, total interest, total repayment, closing date, effective cost and loan health — all computed by the same shared engine used across every EMI360 calculator.
Open CalculatorSmart Money Planner
Plan income, EMIs, savings and goals in one place.
Open CalculatorPopular searches
Home loan eligibility by monthly salary — each page shows the eligible amount, EMI and FOIR headroom for that income.
Home loan EMI by amount
Ready-reckoner pages showing the EMI, total interest, total payable and income needed for every tenure from 10 to 30 years.
Personal loan EMI by amount
Ready-reckoner pages showing the EMI, total interest and total payable for every tenure from 1 to 7 years.