All Loan Calculators — EMI360

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A dedicated calculator for every loan decision.

One clean, focused page per calculator — no clutter, no compromises.

EMI Calculator

A generic, loan-type-agnostic EMI calculator.

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Home Loan Calculator

Calculate your EMI, total interest, repayment schedule and prepayment savings instantly.

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Car Loan EMI Calculator

Calculate car loan EMI, total interest, Loan-to-Value, down payment fit and total cost of ownership instantly — the same reducing-balance formula every Indian bank uses.

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Personal Loan EMI Calculator

Calculate personal loan EMI, total interest, processing fee impact and prepayment savings instantly — the same reducing-balance formula every Indian bank and NBFC uses.

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Education Loan Calculator

Plan your education loan with the moratorium, interest capitalization and post-study EMI all modelled — the same reducing-balance formula every Indian bank uses.

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Loan Eligibility Calculator

Estimate how much Home, Car, Personal or Education loan you qualify for — the same FOIR-based math every Indian bank uses, with a downloadable eligibility report.

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Loan Affordability Calculator

See what the bank will lend you versus what you can comfortably afford — the FOIR-based ceiling and a lifestyle-safe number, side by side, for Home, Car, Personal or Education loans.

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Prepayment Calculator

Simulate one-time lump sums, extra monthly EMI and step-up EMI on Home, Car, Personal or Education loans — see interest saved, months saved and which lever moves the needle most.

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Amortization Schedule

See exactly how each EMI splits between principal and interest — the cumulative curve, the year-by-year table and the full month-by-month schedule — for Home, Car, Personal or Education loans.

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Loan Comparison Calculator

Compare two loans side by side — EMI, total interest, total repayment, closing date, effective cost and loan health — all computed by the same shared engine used across every EMI360 calculator.

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Smart Money Planner

Plan income, EMIs, savings and goals in one place.

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Home loan EMI by amount

Ready-reckoner pages showing the EMI, total interest, total payable and income needed for every tenure from 10 to 30 years.

Personal loan EMI by amount

Ready-reckoner pages showing the EMI, total interest and total payable for every tenure from 1 to 7 years.