EMI360.in is a privacy-first loan planning platform. Every calculation runs locally in your browser. We do not require signup, we do not collect personally identifiable information for our calculators, and we do not sell or share your data.

We do not collect your name, phone number, PAN, Aadhaar, bank details, or income — none of our calculators require them. Anything you type into a calculator stays in your browser.

If you contact us by email or subscribe to our newsletter, we process only the email address you provide, solely to respond to you or to send the content you requested. We use privacy- respecting analytics to understand aggregate usage (pages viewed, country, device class) — never tied to a person.

We use a minimal set of cookies and similar storage strictly necessary for the site to function and to remember your preferences on the device (e.g. theme, recent calculator inputs). We do not use advertising or cross-site tracking cookies.

You may request access, correction or deletion of any personal data we hold about you by writing to hello@emi360.in. We respond within 30 days.

We may update this policy as the product evolves. Material changes will be highlighted on this page with a new "last updated" date.

Questions about privacy? Write to hello@emi360.in.