Legal

Terms & Conditions

Last updated: June 2026

1. Acceptance

By accessing EMI360.in you agree to these terms. If you do not agree, please do not use the site.

2. What EMI360.in is

EMI360.in provides free online calculators, planning tools and educational content to help users understand and plan loans. The platform is informational only.

3. Not financial advice

Content and calculations on EMI360.in are provided for informational purposes only and do not constitute financial, investment, legal or tax advice. Always confirm final terms with your lender and consult a qualified professional before making borrowing decisions.

4. Accuracy of calculations

We strive for accurate formulas, but actual loan terms, interest rates and repayment schedules vary by lender. We make no warranty that results will match any specific lender's offer.

5. Acceptable use

You agree not to misuse the site — including but not limited to attempting to disrupt service, scrape at abusive rates, or reverse-engineer protected components.

6. Intellectual property

The EMI360.in brand, design, copy, formulas and code are the property of EMI360.in. You may share screenshots and PDF reports generated by the tools for personal and lender- related use.

7. Liability

To the maximum extent permitted by law, EMI360.in is not liable for any losses arising out of decisions made using the platform.

8. Changes

We may update these terms. Continued use after an update constitutes acceptance of the revised terms.

9. Governing law

These terms are governed by the laws of India.

10. Contact

Questions? Email hello@emi360.in.