Education Loan Calculator
Invest in learning, plan repayment.
Calculate education loan EMI and understand how the moratorium period affects your total interest.
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Loan amount
₹15.00 L
Interest rate (p.a.)
10.50 %
Tenure
10 years
Monthly EMI
₹20,240
Total interest
₹9.29 L
Total payment
₹24.29 L
Closes in
10.0 yrs
Principal vs interest62% / 38%
How it works
Understand every number
What is the moratorium period?
The moratorium is the gap between disbursal and the start of EMI — typically course duration + 6–12 months. Interest still accrues.
Tax benefit — Section 80E
Interest paid on education loans is fully deductible under Section 80E for up to 8 years.
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