Loan Eligibility
Know your borrowing power.
Estimate the loan amount most lenders will comfortably approve based on your income, obligations and credit profile.
Your profile
Monthly income₹1.20 L
Existing EMI₹8.0 K
Interest rate8.60 %
Tenure20 yrs
Estimated eligible loan
₹59.49 L
You qualify with most major banks.
Available EMI
₹52.0 K
FOIR usage
50%
How it works
Understand every number
What is FOIR?
Fixed Obligations to Income Ratio — banks typically cap all EMIs at 40–50% of your monthly income.
How does credit score affect eligibility?
Scores of 750+ get the best rates. Below 650, approval becomes hard.
FAQ